Resurs Holding, which operates through its subsidiaries Resurs Bank and Solid Försäkringar, is a leader in the consumer credit market in the Nordic region, offering payment solutions, consumer loans and niche insurance products. Lending amounted to SEK 24.1 billion at the end of 2017.
Over 5.5 million customers across the Nordic region
Since its start in 1977, Resurs Bank has established itself as a leading partner for sales-driven payment and loyalty solutions in retail and e-commerce, and has thus built a customer base of more than 5.5 million private customers in the Nordics.
Three business segments
Resurs Holding is divided into three business segments: Payment Solutions (comprising retail finance and credit cards), Consumer Loans and Insurance.
There were 763 (728) full-time employees (FTE) at the Group at 31 December 2017. The head office is situated in Helsingborg, Sweden.
Listed on Nasdaq Stockholm Large Cap
Resurs Holding AB was listed on Nasdaq Stockholm’s Large Cap segment in April 2016. Resurs Bank was granted a banking licence in 2001 and is supervised by the Swedish Financial Supervisory Authority.
A Nordic Group
Resurs operates in Sweden,Denmark, Norway and Finland.
Over 5.5 million customers in the customer database and lending of SEK 9.4 billion
Payment Solutions comprises Retail Finance and Credit Cards. In retail finance,Resurs is the leading partner for sales- driving finance, payment and loyalty solutions to chain stores and e-commerce companies across the Nordic region.
Credit Cards comprises Resurs’s proprietary credit cards (of which Supreme Card is the best known),and co-branded credit cards for retail finance partners.
SEK 14.7 billion in consumer loans.
Consumer Loans customers are offered unsecured loans, also known as consumer loans. Consumer loans are normally used to finance larger purchases, extend existing loans or to finance general consumption. Consumer Loans also helps consumers to consolidate their loans with other banks, in order to reduce their monthly payments or interest expense.
Over 2.3 million customers.
The Insurance segment offers non-life insurance through the company Solid Försäkrings AB. The focus is on niche coverage, with the Nordic region as the main market. Insurance products are divided into four business lines: Product, Security, Motor and Travel.The company partners with leading retail chains in various sectors, and has about 2.3 million customers across the Nordic region.