HQ Resurs Holding

Resurs Holding in brief

Resurs Holding (Resurs), which operates through its subsidiaries Resurs Bank and Solid Försäkring AB, is a leader in retail finance in the Nordic region, offering payment solutions, consumer loans and niche insurance products. At the end of 2018, the Group had 765 employees and a loan portfolio of SEK 28 billion.

5.9 million customers

Resurs helps companies and private individuals with lending, saving and payments. With more than 40 years of experience in the retail sector, Resurs makes shopping online and in stores quick, easy and secure. Resurs focuses on the customer experience and makes good things happen and the hard feel easier. The Group has thus built a customer base of more than 5.9 million private customers in Sweden, Norway, Denmark and Finland.

Listed on Nasdaq Stockholm Large Cap

Resurs has been listed on NASDAQ Stockholm Large Cap since April 2016. Resurs Bank was granted a banking licence in 2001 and is supervised by the Swedish Financial Supervisory Authority.

Three business segments with important synergies

Resurs’ operations are divided into three business segments, based on the products and services offered.

Payment Solutions

Payment Solutions comprises Retail Finance, Credit Cards and Factoring. In retail finance, Resurs is the leading Nordic partner for sales-driving finance, payment and loyalty solutions to chain stores and e-commerce companies. Credit Cards comprises Resurs’s pro-prietary credit cards and co-branded credit cards for retail finance partners. The Factoring area primarily focuses on invoice factoring and invoice dis-counting for small and mid-sized companies. At the end of 2018, lending to the public amounted to SEK 10.5 billion (9.4).

Consumer Loans

Consumer Loans customers are offered consumer loans, i.e. unsecured loans. Consumer loans are normally used to finance larger purchases, extend existing loans or to finance general consumption. Consumer Loans also helps consumers to consolidate their loans with other banks. At the end of 2018, lending to the public amounted to SEK 17.4 billion (14.7).

Insurance

The Insurance business segment offers non-life insurance through the company Solid Försäkring AB. With the Nordic region as its main market, Solid works with leading retail chains in various sectors, and offers coverage in four groups: Product, Security, Motor and Travel. The segment has approximately 2.3 million customers across the Nordic region.