Financial data

Income statement            
SEK thousand Q2 2019 Q1 2019 Q4 2018 Q3 2018 Q2 2018 Q1 2018
Interest income 833,427 792,842 802,021 779,868 777,564 703,401
Interest expense -107,767 -90,465 -87,434 -81,691 -80,686 -74,214
Fee & commission income 55,501 49,397 56,260 54,668 53,045 53,863
Fee & commission expense, banking operations -15,124 -13,421 -16,346 -14,216 -13,864 -12,664
Premium earned, net 218,638 214,838 212,696 209,047 204,479 199,932
Insurance compensation, net -53,879 -55,456 -54,566 -59,240 -56,819 -55,586
Fee & commission expense, insurance operations -62,104 -57,213 -55,552 -53,745 -53,626 -57,422
Net income/expense from financial transactions -3,193 3,453 -26,653 -3,600 -4,824 -12,852
Other operating income 47,749 51,938 52,940 49,727 42,366 61,077
Total operating income 913,248 895,913 883,366 880,818 867,635 805,535
           
General administrative expenses -299,836 -289,147 -309,235 -282,512 -305,045 -281,447
Depreciation, amortisation and impairment of intangible and tangible fixed assets -22,596 -21,682 -13,296 -13,823 -11,766 -10,154
Other operating expenses -38,217 -52,486 -45,990 -51,775 -49,360 -41,320
Total expenses before credit losses -360,649 -363,315 -368,521 -348,110 -366,171 -332,921
           
Earnings before credit losses 552,599 532,598 514,845 532,708 501,464 472,614
           
Credit losses, net -147,833 -154,628 -140,117 -139,046 -127,819 -128,089
Operating profit/loss 404,766 377,970 374,728 393,662 373,645 344,525
           
Income tax expense -91,922 -84,094 -90,880 -87,975 -84,931 -79,359
Net profit for the period 312,844 293,876 283,848 305,687 288,714 265,166