Income statement
Quarters
| Income statement | ||||||
| SEK thousand | Q3 2020 | Q2 2020 | Q1 2020 | Q4 2019 | Q3 2019 | Q2 2019 |
| Interest income | 799,601 | 835,380 | 849,294 | 845,642 | 838,673 | 833,427 |
| Interest expense | -97,556 | -104,507 | -104,299 | -105,000 | -105,678 | -107,767 |
| Fee & commission income | 49,651 | 43,304 | 48,132 | 55,282 | 62,513 | 55,501 |
| Fee & commission expense, banking operations | -17,968 | -14,001 | -16,086 | -15,880 | -16,017 | -15,124 |
| Premium earned, net | 224,426 | 227,068 | 228,164 | 231,470 | 231,563 | 218,638 |
| Insurance compensation, net | -59,346 | -59,550 | -56,473 | -55,488 | -58,118 | -53,879 |
| Fee & commission expense, insurance operations | -57,266 | -59,324 | -53,897 | -59,244 | -63,523 | -62,104 |
| Net income/expense from financial transactions | 18,801 | 20,783 | -50,574 | -15,684 | -7,112 | -3,193 |
| Other operating income | 47,404 | 42,434 | 52,915 | 63,648 | 43,010 | 47,749 |
| Total operating income | 907,747 | 931,587 | 897,176 | 944,746 | 925,311 | 913,248 |
| General administrative expenses | -277,845 | -304,875 | -309,630 | -316,387 | -295,392 | -299,836 |
| Depreciation, amortisation and impairment of intangible and tangible fixed assets | -31,665 | -26,929 | -27,174 | -21,270 | -22,094 | -22,596 |
| Other operating expenses | -22,956 | -29,285 | -28,105 | -32,723 | -35,237 | -38,217 |
| Total expenses before credit losses | -332,466 | -361,089 | -364,909 | -370,380 | -352,723 | -360,649 |
| Earnings before credit losses | 575,281 | 570,498 | 532,267 | 574,366 | 572,588 | 552,599 |
| Credit losses, net | -194,980 | -201,293 | -262,983 | -209,955 | -157,038 | -147,833 |
| Operating profit/loss | 380,301 | 369,205 | 269,284 | 364,411 | 415,550 | 404,766 |
| Income tax expense | -124,397 | -80,034 | -61,016 | -75,021 | -95,350 | -91,922 |
| Net profit for the period | 255,904 | 289,171 | 208,268 | 289,390 | 320,200 | 312,844 |