Income statement
Quarters
| Income statement | ||||||
| SEK thousand | Q4 2019 | Q3 2019 | Q2 2019 | Q1 2019 | Q4 2018 | Q3 2018 |
| Interest income | 845,642 | 838,673 | 833,427 | 792,842 | 802,021 | 779,868 |
| Interest expense | -105,000 | -105,678 | -107,767 | -90,465 | -87,434 | -81,691 |
| Fee & commission income | 55,282 | 62,513 | 55,501 | 49,397 | 56,260 | 54,668 |
| Fee & commission expense, banking operations | -15,880 | -16,017 | -15,124 | -13,421 | -16,346 | -14,216 |
| Premium earned, net | 231,470 | 231,563 | 218,638 | 214,838 | 212,696 | 209,047 |
| Insurance compensation, net | -55,488 | -58,118 | -53,879 | -55,456 | -54,566 | -59,240 |
| Fee & commission expense, insurance operations | -59,244 | -63,523 | -62,104 | -57,213 | -55,552 | -53,745 |
| Net income/expense from financial transactions | -15,684 | -7,112 | -3,193 | 3,453 | -26,653 | -3,600 |
| Other operating income | 63,648 | 43,010 | 47,749 | 51,938 | 52,940 | 49,727 |
| Total operating income | 944,746 | 925,311 | 913,248 | 895,913 | 883,366 | 880,818 |
| General administrative expenses | -316,387 | -295,392 | -299,836 | -289,147 | -309,235 | -282,512 |
| Depreciation, amortisation and impairment of intangible and tangible fixed assets | -21,270 | -22,094 | -22,596 | -21,682 | -13,296 | -13,823 |
| Other operating expenses | -32,723 | -35,237 | -38,217 | -52,486 | -45,990 | -51,775 |
| Total expenses before credit losses | -370,380 | -352,723 | -360,649 | -363,315 | -368,521 | -348,110 |
| Earnings before credit losses | 574,366 | 572,588 | 552,599 | 532,598 | 514,845 | 532,708 |
| Credit losses, net | -209,955 | -157,038 | -147,833 | -154,628 | -140,117 | -139,046 |
| Operating profit/loss | 364,411 | 415,550 | 404,766 | 377,970 | 374,728 | 393,662 |
| Income tax expense | -75,021 | -95,350 | -91,922 | -84,094 | -90,880 | -87,975 |
| Net profit for the period | 289,390 | 320,200 | 312,844 | 293,876 | 283,848 | 305,687 |