Financial data

Income statement            
SEK thousand Q4 2018 Q3 2018 Q2 2018 Q1 2018 Q4 2017 Q3 2017
Interest income 802,021 779,868 777,564 703,401 706,608 671,714
Interest expense -87,434 -81,691 -80,686 -74,214 -71,782 -68,265
Fee & commission income 56,260 54,668 53,045 53,863 47,107 56,210
Fee & commission expense, banking operations -16,346 -14,216 -13,864 -12,664 -14,650 -17,562
Premium earned, net 212,696 209,047 204,479 199,932 194,251 202,191
Insurance compensation, net -54,566 -59,240 -56,819 -55,586 -55,576 -69,318
Fee & commission expense, insurance operations -55,552 -53,745 -53,626 -57,422 -48,311 -47,307
Net income/expense from financial transactions -26,653 -3,600 -4,824 -12,852 -5,852 -6,270
Profit/loss from participations in Group companies            
Other operating income 52,940 49,727 42,366 61,077 56,064 47,719
Total operating income 883,366 880,818 867,635 805,535 807,859 769,112
             
General administrative expenses -309,235 -282,512 -305,045 -281,447 -275,440 -251,953
Depreciation, amortisation and impairment of noncurrent assets -13,296 -13,823 -11,766 -10,154 -9,143 -8,828
Other operating expenses -45,990 -51,775 -49,360 -41,320 -38,916 -44,349
Total expenses before credit losses -368,521 -348,110 -366,171 -332,921 -323,499 -305,130
             
Earnings before credit losses 514,845 532,708 501,464 472,614 484,360 463,982
             
Credit losses, net -140,117 -139,046 -127,819 -128,089 -112,910 -99,880
Operating profit/loss 374,728 393,662 373,645 344,525 371,450 364,102
             
Income tax expense -90,880 -87,975 -84,931 -79,359 -82,145 -83,635
Net profit for the period 283,848 305,687 288,714 265,166 289,305 280,467