Financial data

Income statement            
SEK thousand Q1 2019 Q4 2018 Q3 2018 Q2 2018 Q1 2018 Q4 2017
Interest income 792,842 802,021 779,868 777,564 703,401 706,608
Interest expense -90,465 -87,434 -81,691 -80,686 -74,214 -71,782
Fee & commission income 49,397 56,260 54,668 53,045 53,863 47,107
Fee & commission expense, banking operations -13,421 -16,346 -14,216 -13,864 -12,664 -14,650
Premium earned, net 214,838 212,696 209,047 204,479 199,932 194,251
Insurance compensation, net -55,456 -54,566 -59,240 -56,819 -55,586 -55,576
Fee & commission expense, insurance operations -57,213 -55,552 -53,745 -53,626 -57,422 -48,311
Net income/expense from financial transactions 3,453 -26,653 -3,600 -4,824 -12,852 -5,852
Other operating income 51,938 52,940 49,727 42,366 61,077 56,064
Total operating income 895,913 883,366 880,818 867,635 805,535 807,859
             
General administrative expenses -289,147 -309,235 -282,512 -305,045 -281,447 -275,440
Depreciation, amortisation and impairment of noncurrent assets -21,682 -13,296 -13,823 -11,766 -10,154 -9,143
Other operating expenses -52,486 -45,990 -51,775 -49,360 -41,320 -38,916
Total expenses before credit losses -363,315 -368,521 -348,110 -366,171 -332,921 -323,499
             
Earnings before credit losses 532,598 514,845 532,708 501,464 472,614 484,360
             
Credit losses, net -154,628 -140,117 -139,046 -127,819 -128,089 -112,910
Operating profit/loss 377,970 374,728 393,662 373,645 344,525 371,450
             
Income tax expense -84,094 -90,880 -87,975 -84,931 -79,359 -82,145
Net profit for the period 293,876 283,848 305,687 288,714 265,166 289,305