Income statement
Quarters
| Income statement | ||||||
| SEK thousand | Q1 2020 | Q4 2019 | Q3 2019 | Q2 2019 | Q1 2019 | Q4 2018 |
| Interest income | 849,294 | 845,642 | 838,673 | 833,427 | 792,842 | 802,021 |
| Interest expense | -104,299 | -105,000 | -105,678 | -107,767 | -90,465 | -87,434 |
| Fee & commission income | 48,132 | 55,282 | 62,513 | 55,501 | 49,397 | 56,260 |
| Fee & commission expense, banking operations | -16,086 | -15,880 | -16,017 | -15,124 | -13,421 | -16,346 |
| Premium earned, net | 228,164 | 231,470 | 231,563 | 218,638 | 214,838 | 212,696 |
| Insurance compensation, net | -56,473 | -55,488 | -58,118 | -53,879 | -55,456 | -54,566 |
| Fee & commission expense, insurance operations | -53,897 | -59,244 | -63,523 | -62,104 | -57,213 | -55,552 |
| Net income/expense from financial transactions | -50,574 | -15,684 | -7,112 | -3,193 | 3,453 | -26,653 |
| Other operating income | 52,915 | 63,648 | 43,010 | 47,749 | 51,938 | 52,940 |
| Total operating income | 897,176 | 944,746 | 925,311 | 913,248 | 895,913 | 883,366 |
| General administrative expenses | -309,630 | -316,387 | -295,392 | -299,836 | -289,147 | -309,235 |
| Depreciation, amortisation and impairment of intangible and tangible fixed assets | -27,174 | -21,270 | -22,094 | -22,596 | -21,682 | -13,296 |
| Other operating expenses | -28,105 | -32,723 | -35,237 | -38,217 | -52,486 | -45,990 |
| Total expenses before credit losses | -364,909 | -370,380 | -352,723 | -360,649 | -363,315 | -368,521 |
| Earnings before credit losses | 532,267 | 574,366 | 572,588 | 552,599 | 532,598 | 514,845 |
| Credit losses, net | -262,983 | -209,955 | -157,038 | -147,833 | -154,628 | -140,117 |
| Operating profit/loss | 269,284 | 364,411 | 415,550 | 404,766 | 377,970 | 374,728 |
| Income tax expense | -61,016 | -75,021 | -95,350 | -91,922 | -84,094 | -90,880 |
| Net profit for the period | 208,268 | 289,390 | 320,200 | 312,844 | 293,876 | 283,848 |