Financial data

Condensed income statement            
SEK thousand Q3 2018 Q2 2018 Q1 2018 Q4 2017 Q3 2017 Q2 2017
Interest income 779,868 777,564 703,401 706,608 671,714 671,840
Interest expense -81,691 -80,686 -74,214 -71,782 -68,265 -67,324
Fee & commission income 54,668 53,045 53,863 47,107 56,210 58,315
Fee & commission expense, banking operations -14,216 -13,864 -12,664 -14,650 -17,562 -17,530
Premium earned, net 209,047 204,479 199,932 194,251 202,191 191,783
Insurance compensation, net -59,240 -56,819 -55,586 -55,576 -69,318 -56,672
Fee & commission expense, insurance operations -53,745 -53,626 -57,422 -48,311 -47,307 -60,892
Net income/expense from financial transactions -3,600 -4,824 -12,852 -5,852 -6,270 4,340
Profit/loss from participations in Group companies            
Other operating income 49,727 42,366 61,077 56,064 47,719 42,135
Total operating income 880,818 867,635 805,535 807,859 769,112 765,995
             
General administrative expenses -282,512 -305,045 -281,447 -275,440 -251,953 -270,731
Depreciation, amortisation and impairment of noncurrent assets -13,823 -11,766 -10,154 -9,143 -8,828 -8,727
Other operating expenses -51,775 -49,360 -41,320 -38,916 -44,349 -48,730
Total expenses before credit losses -348,110 -366,171 -332,921 -323,499 -305,130 -328,188
             
Earnings before credit losses 532,708 501,464 472,614 484,360 463,982 437,807
             
Credit losses, net -139,046 -127,819 -128,089 -112,910 -99,880 -97,787
Operating profit/loss 393,662 373,645 344,525 371,450 364,102 340,020
             
Income tax expense -87,975 -84,931 -79,359 -82,145 -83,635 -76,867
Net profit for the period 305,687 288,714 265,166 289,305 280,467 263,153