In the Consumer Loans segment, Resurs offers unsecured loans to consumers wishing to finance investments in their home, travels or other consumer goods.
Resurs also provides help in consolidating loans held by consumers with other banks, with the aim of reducing the consumer’s monthly or interest expenses. Resurs currently holds approximately SEK 10 billion in outstanding consumer loans.
These loans vary by loan amount, interest rate, customer application criteria and credit requirements and fees, and are typically marketed and offered to consumers through a variety of marketing channels, including via direct mail and telemarketing, mass communication and brokers.
Resurs primarily targets consumers who have previously utilized Resurs’ retail finance solutions and for whom Resurs has information in its internal database regarding credit utilization’s and spending, payment patterns and credit histories.