Resurs Holding has divided its operations into three business segments – Payment Solutions, Consumer Loans and Insurance – based on the products and services offered.
The three segments are different in nature. Payment Solutions offers sales-supporting financing, payment and loyalty solutions to retail businesses as well as credit cards to the public. Consumer Loans focuses primarily on lending to consumers. Insurance includes wholly owned subsidiary Solid Försäkring, active within consumer insurance.
In addition to these three primary segments and product categories, Resurs’s also offers invoice factoring and deposit products. Trough factoring Resurs provides financing to small and medium sized companies to improve their liquidity positions. To provide these services, Resurs purchases invoices issued by these companies and provides the companies with immediate payment of future amounts owed, which can reduce their credit risk exposure and improve their cash flows.