Our operations are exposed to corruption in the form of fraud, money laundering and financing of terrorism. The risks within our four Nordic markets are similar in nature.
At Resurs, we work to prevent crime by taking measures such as carefully checking the identity of our customers when they call us, questioning customers when they open savings accounts about why they want to save money and by monitoring customer transactions to track suspected money laundering. If there are any suspicious transactions, we start an investigation to find out what has occurred.
We also work with anti-corruption by training our employees as to what corruption actually is, and providing them with guidelines for how they should act if they encounter corruption in any form. Each year, all employees must complete a training course about money laundering. We also collaborate with the authorities, the police and other banks to help prevent crime.
The Resurs Group’s business activities are to be conducted in accordance with applicable laws and regulations and in a manner that maintains high ethical standards. The Group must not strive for or accept business advantages that are based on illegal, inappropriate or unethical conduct. The anti-bribery legislation counteracts corruption by criminalising bribes and improper influence to avoid such occurrences arising for any individual who has been entrusted with the assignment of trading on behalf of another, regardless of whether this is on the behalf of an individual, corporate entity, organisation, legal or managing body, authority or municipality or for society at large. Employees must contact the Corporate Compliance Counsel if they find themselves uncertain in a specific circumstance as to whether a certain benefit, for example a meal, gift or event, is permitted.